Plan Year 2027 Marketplace Plans and Prices Fact Sheet

CMS's fact sheet on plan year 2027 outlines HealthCare.gov plan availability, premiums, plan choice, and open enrollment information for consumers shopping for individual-market coverage. The document highlights how many plan options are available and summarizes pricing trends relevant to affordability and consumer choice. It serves as a current snapshot of what enrollees can expect when comparing 2027 Marketplace coverage.

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Patient Protection and Affordable Care Act, Exchange Pre-Eligibility Verification

The Federal Register public inspection version provides the formal regulatory text and rationale for CMS's proposed Exchange pre-eligibility verification rule. It describes new eligibility and verification requirements tied to premium tax credit and cost-sharing reduction determinations, offering the detailed legal framework behind the policy changes outlined by CMS. For coverage policy watchers, this document is the key source for the proposal's exact requirements and implementation approach.

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Trump Administration Delivers Second Year of Savings by Stopping Taxpayer Payments for Duplicate and Deceased Enrollees in Obamacare

CMS announced a second year of savings from efforts to stop advance premium tax credit payments for Marketplace coverage tied to duplicate enrollments and deceased enrollees. The press release frames the action as an enrollment integrity measure intended to reduce improper federal spending in subsidized exchange coverage. This is materially distinct from prior enrollment totals, rulemaking, and open enrollment operations because it focuses on payment accuracy and removing ineligible subsidy payments.

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Guidance on Noncitizen Eligibility for Advance Payments of the Premium Tax Credit (APTC) and Cost-Sharing Reductions (CSRs) for Plan Year 2027

CMS issued guidance for plan year 2027 on how the Marketplace should determine noncitizen eligibility for advance payments of the premium tax credit and cost-sharing reductions. The document addresses financial-assistance eligibility rules, verification and data matching issues, and how these determinations can affect reenrollment. This is materially different from previously published Marketplace notices because it focuses specifically on noncitizen subsidy eligibility administration for 2027.

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Enrollment Manual for Federally-facilitated Exchange

CMS posted the 2026 Federally-facilitated Exchange enrollment manual as an operational reference for Marketplace eligibility and enrollment processes in the federally facilitated Exchange. The manual covers procedures for applications, verification, redeterminations, special enrollment periods, and related case handling, making it a key source for assisters, issuers, and administrators working with Marketplace coverage. Because it is a technical operations document rather than a policy announcement or enrollment report, it is materially different from prior coverage on rulemaking and open enrollment snapshots.

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CHOICE in Action: Texas Employers Take Advantage of New Approach to Health Benefits

CMS highlighted on September 30, 2026 how Texas employers are using CHOICE Arrangements and ICHRAs to offer workers a different path to coverage through the individual market or Medicare. The announcement emphasizes employer adoption and practical benefit design choices rather than the earlier Georgia-focused recognition of the model. It adds a new state-based implementation example with direct relevance for small employers evaluating coverage options.

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CMS Cracks Down on Fraud, Waste, and Abuse in the Federal Health Insurance Marketplace®

CMS announced actions on September 22, 2026 to cancel unauthorized Marketplace enrollments and add integrity measures aimed at fraud, waste, and abuse in the federally facilitated Marketplace. The agency said the steps affect broker activity and are intended to strengthen consumer protections around enrollment. This is materially different from prior enrollment-count and rulemaking coverage because it focuses on program integrity and improper enrollment prevention.

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CMS, SBA, and Georgia Recognize Innovative CHOICE Arrangements as Major Win for Small Businesses

CMS highlighted CHOICE Arrangements as a mechanism that can help small employers fund individual coverage for workers. The announcement frames the policy as a way to expand private coverage options and improve benefits access for small businesses and their employees. This is distinct from prior Marketplace enrollment coverage because it focuses on employer-linked individual coverage financing rather than Exchange enrollment totals or rule updates.

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Open Enrollment Period for 2027 HealthCare.gov Scheduled Maintenance Windows

CMS posted operational guidance on scheduled HealthCare.gov maintenance windows during the 2027 open enrollment period. The notice is relevant to consumer access because it identifies planned periods when system availability may be limited during enrollment season. It is materially different from previously published enrollment snapshots because it concerns Marketplace operations and access logistics rather than enrollment counts or policy rules.

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Medicare Advantage and Part D Enrollment and Disenrollment Guidance

CMS updated its CY 2027 guidance on Medicare Advantage and Part D enrollment and disenrollment policies. The document addresses eligibility, election periods, disenrollment rules, and when coverage becomes effective, making it a significant operational reference for Medicare coverage administration. It is materially different from Marketplace-focused items because it centers on Medicare plan enrollment rules rather than Exchange coverage.

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Medicare Enrollment Moratoria Fast Facts

CMS published a fast-facts document explaining Medicare provider enrollment moratoria and related oversight changes. While focused on provider enrollment integrity rather than beneficiary sign-ups, it is relevant to coverage administration because provider participation and program safeguards affect access and oversight within Medicare. The item is distinct from consumer enrollment notices and Marketplace reports because it addresses program integrity tools in Medicare enrollment policy.

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Marketplace 2026 Eligibility Determination Notice (July 2026)

CMS published the July 2026 Marketplace eligibility determination notice materials used in coverage, eligibility, and enrollment communications. The page provides access to template notices that explain decisions and next steps to applicants and enrollees. It is an operational communications resource rather than a policy announcement or enrollment report.

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HHS Notice of Benefit and Payment Parameters for 2027 Final Rule

This CMS fact sheet summarizes the final 2027 Marketplace payment notice and the standards it sets for Exchanges, insurers, brokers, and related coverage rules. It also covers final policies on hardship exemptions and other operational requirements affecting Marketplace coverage. The document reflects finalized federal policy rather than proposed changes.

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2026 Marketplace Open Enrollment Period Public Use Files

CMS released public-use files for the 2026 Marketplace open enrollment period to support deeper analysis beyond national topline figures. The datasets can be used to examine state-level enrollment patterns, Medicaid and CHIP assessment activity, and Basic Health Program participation. This source is primarily a data release intended for public analysis and transparency.

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Exchange Coverage Remains Near Record High as 23.1 Million Enroll in 2026, Reflecting Continued Strength and Stability

CMS reported that 23.1 million people selected or were automatically re-enrolled in Marketplace coverage for 2026, describing exchange participation as near a record high. The release highlights continued use of financial assistance, relatively low out-of-pocket premium costs for many enrollees, and ongoing trends in plan affordability and cost-sharing support. It presents the 2026 results as evidence of continued Marketplace stability and strong consumer demand.

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CMS Proposes Regulations to Lower Health Care Costs, Expand Consumer Choice, and Protect Taxpayers

CMS announced the proposed 2027 Notice of Benefit and Payment Parameters, outlining potential policy changes for ACA Marketplaces. The proposal addresses eligibility verification, subsidy administration, agent and broker conduct, and standardized plan options, with the stated goals of reducing costs and strengthening program integrity. Because it is a proposal, the release describes possible future rules rather than final requirements.

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Marketplace 2026 Open Enrollment Period Report: National Snapshot

This CMS fact sheet provides a national overview of 2026 open enrollment activity across HealthCare.gov and state-based exchanges. It summarizes plan selection totals and other high-level participation measures for the coverage year. The snapshot serves as a baseline federal summary of how the 2026 enrollment season unfolded nationwide.

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