KFF’s 2026 employer survey reports new data on cost-sharing in employer-sponsored coverage, including hospital admission and outpatient surgery charges, deductibles, and affordability pressures facing workers and families. The findings add a current employer-market view of health care cost exposure that is distinct from Medicare and Medicaid payment policy updates. It is also different from the previously published consumer affordability post because it centers on employer plan design and enrollee cost-sharing trends.